Buying a Motorcycle Out of State: A Comprehensive Guide

When it comes to purchasing a motorcycle, many enthusiasts expand their search beyond local dealers to find the best deals or specific models they desire. Buying a motorcycle out of state can be an exciting opportunity, but it also comes with various considerations to ensure a smooth transaction. In this blog post, we’ll explore everything you need to know about buying a motorcycle out of state—from research and negotiation to registration and insurance.

Why Buy a Motorcycle Out of State?

Before diving into the details, let’s consider why someone might choose to buy a motorcycle out of state:
1. Wider Selection: Certain models may be more readily available in other states. If you’re searching for a rare or vintage bike, your options may be limited locally.
2. Better Prices: Sometimes, motorcycles can be significantly cheaper in different states due to lower overhead costs, regional demand, or special promotions.
3. Condition and Quality: Out-of-state dealers might have better inventory turnover, leading to fresher, well-maintained bikes.
4. Unique Models: Certain motorcycle brands or custom bikes may only be available in specific regions.

Researching Your Motorcycle Purchase

1. Determine Your Budget

Before you start your search, it’s crucial to establish a budget. A good rule of thumb includes:
Purchase Price: This is the money you will pay for the motorcycle. Ensure you include the potential costs of transportation.
Insurance Costs: Obtain quotes from insurance companies to factor this into your budget.
Registration Fees: Each state has different fees for registering vehicles. Make sure to include these costs in your calculation.
Maintenance/Repairs: Consider any potential costs that might arise after your purchase.

2. Know What You Want

Create a list of preferences for your new motorcycle. Consider factors such as:
Make and Model: Do thorough research on the models you are interested in.
Condition: Decide whether you’re looking for a new or used bike.
Features: List essential features, such as engine size, style (cruiser, sport, touring), and color.

3. Research State Regulations

Each state has specific laws concerning motorcycle sales and registrations. Before making an out-of-state purchase, research the following:
Sales Tax: Sales tax may be applicable during purchase and registration. Some states have reciprocal agreements that could affect how much tax you pay.
Safety, Emission, and Inspection Requirements: Different states may have various vehicle standards. Ensure that your out-of-state motorcycle meets your home state’s requirements.

Finding the Right Motorcycle

4. Utilize Online Resources

Use resources such as motorcycle dealer websites, classifieds (eBay Motors, Craigslist), and motorcycle forums to locate the bike you want:
Facebook Marketplace: A growing platform for buying and selling motorcycles.
Cycle Trader: A dedicated online marketplace for buying and selling motorcycles.

5. Contact Dealerships or Sellers

Once you’ve identified a few potential motorcycles, reach out to the dealers or individual sellers. When communicating, consider asking:
Is the motorcycle still available?
What is the bike’s history (accidents, service records)?
Can you provide a Vehicle Identification Number (VIN) so I can check the title history?

6. Negotiate the Price

When dealing with sellers, be prepared to negotiate. Here are some tips:
Know the Market: Research what similar models are selling for to understand a fair price.
Be Polite: Maintain a courteous demeanor throughout the negotiation.
Be Prepared to Walk Away: Don’t hesitate to walk away from a deal if it doesn’t feel right or if you believe the price is unfair.

Arranging Payment and Transportation

7. Payment Options

There are various methods for paying for an out-of-state motorcycle. Consider these options:
Cash: This is often the easiest method, but make sure to take precautions for safety.
Certified Check or Money Order: These are secure options that provide a paper trail of your transaction.
Financing: If you opt for financing through a bank or credit union, ensure pre-approval before agreeing to a purchase.

8. Transportation of the Motorcycle

There are two main options for getting your motorcycle home:
Riding it: If you feel comfortable, you can ride the motorcycle home. Make sure you have proper gear and check the bike for any initial issues or required maintenance.
Shipping: You can hire a motorcycle transport company to ship your motorcycle directly to your home. This is usually the best option for high-value purchases or long distances.

Handling Registration and Insurance

9. Registering Your Motorcycle

Once you have your motorcycle, you’ll need to register it in your home state. Here’s a general outline of the process:
1. Gather Required Documents: Typically, you will need the following:
Bill of sale
Title (signed over to you by the seller)
VIN verification (sometimes needed)
Proof of insurance
2. Visit Your Local DMV: Take all the documents to your local Department of Motor Vehicles (DMV) office. Be prepared to fill out forms and pay registration fees.
3. Get Your License Plates and Registration Stickers: Once processed, you should receive your motorcycle license plate and registration stickers.

10. Insuring Your Motorcycle

Before hitting the road, securing insurance for your motorcycle is vital. Here are some tips:
Shop Around: Obtain quotes from multiple insurance providers. Each company may offer different rates.
Understand Coverage Options:
Liability Coverage: Required in most states but only covers damages to other people and their property.
Comprehensive and Collision: These cover damages to your motorcycle due to accidents or theft.
Discounts: Look for discounts based on safe riding courses, bundled policies, or good driving records.

Enjoying Your New Motorcycle

11. Review Maintenance Requirements

Now that you’ve bought your motorcycle, familiarize yourself with its maintenance requirements. Regular maintenance will ensure longevity and performance. Keep an eye on:
Oil Changes: Follow the manufacturer’s recommendations for how often to change the oil.
Tires: Check tire pressure and tread depth regularly.
Brakes and Lights: Regularly inspect brake fluid levels and ensure headlights and taillights are functioning.

12. Take a Safety Course

Lastly, consider taking a motorcycle safety course. These provide valuable skills and knowledge, and in many states, completion can lower your insurance premiums.

Conclusion

Buying a motorcycle out of state can be an adventure, providing wider options and potential savings. However, it requires careful consideration and planning. By conducting thorough research, understanding state regulations, negotiating effectively, and ensuring proper registration and insurance, you can make the most out of your out-of-state motorcycle purchase.
Whether you’re looking to add to your collection or find your dream ride, being wise and diligent will guarantee a successful experience. Now get out there and enjoy your new motorcycle with confidence!